Terms and Conditions

Last Updated: 2025-4-29

1. Acceptance of Terms

By using our website and services, you agree to abide by these Terms and Conditions. We reserve the right to modify or update these Terms at any time, and such modifications will be effective when posted. It is your responsibility to review these Terms periodically.

2. User Account

To access certain features of our services, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3. Use of Service

You agree to use our services only for lawful purposes and in accordance with these Terms. You may not use our services to:

4. Payment and Subscription

If you subscribe to our paid services, you agree to pay the associated fees as described on our pricing page. Payments are processed securely, and you will be charged in accordance with the payment terms provided during the checkout process.

5. Refund Policy

All subscription fees are non-refundable, unless otherwise specified. In case of any issues with your account, please contact us for support.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

7. Intellectual Property

All content, features, and functionality on our website and services, including but not limited to text, graphics, logos, and software, are the property of Polychat or its licensors and are protected by copyright laws. You may not reproduce, modify, or distribute any content without our prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Polychat shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of data, revenue, or profits.

9. Indemnification

You agree to indemnify, defend, and hold harmless Polychat, its affiliates, and its employees from any claims, damages, or expenses arising from your use of our services, including any violation of these Terms.

10. Termination

We may suspend or terminate your access to our services at any time, without notice, for violation of these Terms or other conduct we deem harmful or inappropriate.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Alabama, USA, without regard to its conflict of law principles.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at: